UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky products, services and reviews

About UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky operates in Slovakia as the local branch of a Czech credit institution owned by UniCredit S.p.A., providing retail and corporate banking with accounts denominated in euro and SK-format IBANs. The branch offers current and savings accounts, term deposits, payment cards, overdrafts, consumer loans, and mortgages, alongside services for businesses such as current accounts, lending facilities, cash management, trade finance, and access to leasing or factoring through group affiliates. Payment services include SEPA credit transfers and direct debits in EUR, with international transfers routed via SWIFT; cards support contactless payments and 3D Secure, and digital banking is available via internet and mobile channels with strong customer authentication under PSD2. Fees, limits, and interest rates follow the published price lists and general terms, with account packages that may bundle domestic transfers, withdrawals at own ATMs, and card issuance; availability of fee waivers depends on activity or balance criteria. The branch network is concentrated in major Slovak cities and is complemented by ATMs, call center support, and online servicing. As a branch of a Czech bank, prudential supervision is carried out by the Czech National Bank, with host-country conduct oversight by Národná banka Slovenska. Deposits are protected by the Czech deposit guarantee scheme (Fond pojištění vkladů) up to the EU limit of 100,000 EUR per depositor, per bank; investment services, where applicable, fall under the Czech investor compensation framework. Clients should review current documentation for product eligibility, identification requirements, and any limits on remote onboarding or non-resident services.