BKS BANK AG, Bančna podružnica products, services and reviews

About BKS BANK AG, Bančna podružnica

BKS BANK AG, Bančna podružnica is the Slovenian branch of Austrian BKS Bank AG, part of the 3-Banken-Gruppe, operating in Slovenia under the EU single passport regime. Prudential supervision is performed by the home-country authorities within the European framework, while local conduct and consumer rules apply in Slovenia. The branch offers standard retail and corporate banking services, including current and savings accounts, payment services, cards, term deposits, and lending such as overdrafts, investment and working-capital loans, mortgages, and project finance; group-affiliated leasing solutions are typically available for businesses. Euro transfers are handled via SEPA, and digital access is provided through online and mobile banking with strong customer authentication in line with PSD2. Fees, interest rates, and limits are set out in the published tariff schedule and vary by product and segment. Eligible deposits are covered by the Austrian statutory deposit guarantee scheme up to EUR 100,000 per depositor because this is a branch of an Austrian bank; investor compensation for certain investment services follows the home-country regime. The branch complies with EU and Slovenian AML/KYC requirements and provides service via branch, phone, and electronic channels, with a footprint that is smaller than that of large domestic banks and therefore concentrated in key urban areas. Financial statements and regulatory disclosures are published at group level with localized information for the Slovenian market. Prospective customers should review the current tariff, product terms, and local availability of services before opening an account.