Arquia Bank, S.A. products, services and reviews

About Arquia Bank, S.A.

Arquia Bank, S.A. is a Spanish credit institution operating under the Arquia Banca brand, historically linked to the architects’ collective and now focused on liberal professionals, the self-employed, SMEs, and private banking clients. It offers retail and business products including current and savings accounts, debit and credit cards, domestic and international transfers (SEPA and SWIFT), mortgages and consumer loans, and working-capital facilities, along with investment funds, brokerage and portfolio services subject to securities-market regulation, and insurance mediation. Access is provided through a limited branch footprint in major urban areas and nationwide digital channels (web and mobile), with standard security controls such as strong customer authentication for electronic payments. Pricing is set out in published fee schedules and typically varies by product and customer relationship; account maintenance, transfer, ATM, and overdraft fees may apply if conditions are not met, and lending rates commonly reference Euribor in line with Spanish market practice. As a Spanish bank, Arquia Bank, S.A. is authorized and supervised by Banco de España and participates in the Fondo de Garantía de Depósitos de Entidades de Crédito, which protects eligible deposits up to 100,000 euros per depositor and institution; investment products are not covered by the deposit guarantee and are subject to market risk. The institution emphasizes services for professional clients and small businesses, and prospective customers should review precontractual documentation, key investor information where relevant, and the applicable fees and rates, and assess digital capabilities and branch access relative to their needs.