Caja Rural de Albal, Coop. de Crédito V. products, services and reviews

About Caja Rural de Albal, Coop. de Crédito V.

Caja Rural de Albal, Coop. de Crédito V. is a Spanish cooperative credit institution based in Albal (Valencia) that operates under the cooperative model, serving members and customers with standard retail and small-business banking. It offers current and savings accounts, time deposits, debit and credit cards, consumer finance, mortgages, and finance for self-employed, commerce, and agricultural activities, along with payment services, POS solutions, and SEPA transfers; investment and insurance products are distributed as an intermediary, typically through Grupo Caja Rural’s channels (including Seguros RGA). Digital access is provided through the Ruralvía online and mobile banking platform, with tools for account management, transfers (including Bizum for domestic instant payments), and card controls; cash services are available through its branch and the wider Grupo Caja Rural/EURO 6000 ATM network, subject to each network’s withdrawal conditions. As a regulated Spanish credit institution, it is supervised by the Banco de España and, where applicable, the CNMV for investment services, and participates in the Fondo de Garantía de Depósitos de Entidades de Crédito, which covers eligible deposits up to 100,000 euros per depositor and entity; investments and insurance products are not covered by the deposit guarantee. International transfers and certain back-office services are typically routed via Banco Cooperativo Español, the services hub for the Grupo Caja Rural. Account maintenance fees, card fees, transfer charges, interest rates, and linkage requirements (such as salary direct deposit or minimum card usage) depend on the specific product and customer profile and are subject to change; early repayment costs and pre-contractual information for loans and mortgages follow Spanish and EU disclosure rules. Customer service and complaints are handled through the entity’s Servicio de Atención al Cliente and, if needed, an external customer ombudsman, in line with Banco de España procedures. Prospective customers should confirm current terms, costs, and eligibility in-branch or through official channels before contracting.