Caja Rural de Almendralejo, Sociedad Cooperativa de Crédito products, services and reviews

About Caja Rural de Almendralejo, Sociedad Cooperativa de Crédito

Caja Rural de Almendralejo, Sociedad Cooperativa de Crédito, is a Spanish cooperative credit institution headquartered in Almendralejo (Badajoz, Extremadura). It operates primarily in retail and SME banking with a notable focus on agribusiness, offering current and savings accounts, term deposits, payment cards, consumer loans, mortgages, agricultural and working-capital finance, merchant acquiring, foreign transfers, and basic trade services. As a cooperative, it is owned by member-customers under a one-member-one-vote model, although non-members can also be clients. The entity belongs to Grupo Caja Rural and channels wholesale, payment clearing, and technology services through the group’s infrastructure, including the Ruralvía online and mobile banking platform; it also distributes investment and insurance products commonly associated with the group (such as funds managed within the group and Seguros RGA policies), subject to regulatory registration. It is supervised by Banco de España within the European regulatory framework and is a member of Spain’s Deposit Guarantee Fund of Credit Institutions, which currently covers eligible deposits up to 100,000 euros per depositor and entity. Distribution is centered on a regional branch network across Extremadura and adjacent provinces, complemented by national payments and ATM access through group and network agreements. Standard Spanish banking protections apply, including PSD2 strong customer authentication and SEPA payments. Pricing, eligibility, and product conditions vary by profile and region; documentation requirements and risk assessments apply to credit, and investment and insurance products carry their own risks and disclosures under Spanish law.