Caja Rural de Cañete de Las Torres Ntra. Sra. del Campo Sociedad Cooperativa Andaluza de Crédito products, services and reviews

About Caja Rural de Cañete de Las Torres Ntra. Sra. del Campo Sociedad Cooperativa Andaluza de Crédito

Caja Rural de Cañete de Las Torres Ntra. Sra. del Campo, Sociedad Cooperativa Andaluza de Crédito, is a Spanish credit cooperative based in Cañete de las Torres (Córdoba, Andalusia) that operates a locally focused retail banking model serving individuals, self‑employed clients, small businesses, and the agricultural sector. Its core offering typically includes current and savings accounts, term deposits, domestic and SEPA payments, debit and credit cards, consumer and business loans, agricultural finance, and mortgages, with access through branch channels and standard online/mobile banking; the geographic footprint is limited to its immediate area, so fee‑free ATM access and in‑person services are primarily local. As a cooperative, ownership rests with members and governance is exercised via a general assembly and a governing council; becoming a member usually entails subscribing cooperative shares, while basic banking services can generally be used without membership. The entity is authorized and supervised by Banco de España under Spanish and EU banking rules, and eligible deposits are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor, per institution. Pricing, fees, and interest rates are set by the entity and published under Spain’s banking transparency regime, and contractual conditions follow applicable consumer and mortgage legislation. Risk profile is tied to a concentrated operating area and exposure to local economic and agricultural cycles; prudential ratios and annual accounts are available in regulatory disclosures and the entity’s reports. Account opening follows standard KYC requirements (DNI/NIE and supporting documentation), with additional requirements for non‑residents.