Caja Rural de Cheste, Sociedad Cooperativa de Crédito Valenciana products, services and reviews

About Caja Rural de Cheste, Sociedad Cooperativa de Crédito Valenciana

Caja Rural de Cheste, Sociedad Cooperativa de Crédito Valenciana, is a Spanish credit cooperative based in Cheste (Valencia) that operates within Grupo Caja Rural, using shared services such as Banco Cooperativo Español and the ruralvía digital banking platform. It offers retail and small-business banking, including current and savings accounts, term deposits, cards, domestic and SEPA payments (including Bizum), mortgages, personal and agricultural finance, and basic merchant services, with conditions and pricing set out in its published tariffs and contracts. Governance follows the cooperative model, with member-clients (socios) holding cooperative shares and voting rights via a general assembly and a board (Consejo Rector); cooperative shares are equity and differ from deposits. The institution is supervised by Banco de España; deposits are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor and entity, while cooperative capital and investment or insurance products are outside that coverage and carry their own risks. Its physical footprint is local, complemented by access to the broader Grupo Caja Rural ATM and card network and remote channels. Product availability, rates, and fees are updated periodically through regulatory brochures and precontractual information, which should be reviewed before contracting.