Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V.

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4434ES

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V.

4.1

Spain

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V.

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. is a Spanish cooperative credit institution based in Onda (Castellón, Comunitat Valenciana) that operates locally under the brand Caja Rural de Onda. As a cooperative, it is owned by its member-customers, with governance via a general assembly and an elected board; membership typically involves subscribing cooperative share capital, which is separate from deposits. It is supervised by Banco de España and subject to EU banking rules and the Spanish Deposit Guarantee Fund, which currently covers eligible deposits up to 100,000 euros per depositor and entity. The entity is affiliated with Grupo Caja Rural and uses shared infrastructure such as Banco Cooperativo Español for interbank services, providing access to SEPA payments, card schemes, and a broad ATM network through group agreements (including Euro 6000); digital banking is delivered through the Ruralvía platform, which supports standard online and mobile services and commonly used domestic payment solutions like Bizum. Its product range covers current and savings accounts, term deposits, domestic and international transfers, debit and credit cards, merchant acquiring, consumer credit, mortgages, and financing for self-employed, SMEs, and agriculture; it also distributes investment funds and pension products managed within the group, and insurance via the RGA network. Pricing and conditions follow tariff books registered with Banco de España, with account packages that may link fee waivers to income domiciliation or minimum activity, and precontractual information is provided in the formats required by law before contracting. The bank publishes annual accounts and prudential disclosures in line with Spanish and EU requirements but, as a small institution, it typically does not have solicited public credit ratings; cross-border payments generally route through the group’s correspondent arrangements. Customer service and complaints are handled by the statutory Servicio de Atención al Cliente (and, where applicable, the group’s Defensor del Cliente), with the option to escalate to the Banco de España claims service if responses are not received within the regulatory time limits. Given its size and geographic focus, its suitability usually depends on a customer’s need for local service and the specific terms available in its area compared with larger national institutions.

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. Deposit guarantee scheme participation

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. participates in the deposit guarantee scheme of Spain which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. Countries of operations

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. offers their savings products in

Products offered by Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. and interest rates

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V. offers 0 deposits and 0 savings accounts in .

Best interest rates in Spain

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V.

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Contacts

Address

PZ EL PLÁ, 19, 12200, ONDA, Spain

Phone number

+34 964 776 677

Website

ruralvia.com

Bank identifiers

BIC number

BCOEESMM134

Name

Caja Rural Nuestra Señora de la Esperanza de Onda, S. Coop. de Crédito V.

Country

Spain