Caja Rural San José de Almassora, S. Coop. de Crédito V. products, services and reviews

About Caja Rural San José de Almassora, S. Coop. de Crédito V.

Caja Rural San José de Almassora, S. Coop. de Crédito V., is a cooperative credit institution headquartered in Almassora (Castellón) that serves individuals, small and midsize businesses, and the agricultural sector within its local area. It maintains a compact branch footprint concentrated in the province and offers standard retail banking services, including current and savings accounts, time deposits, payroll and pension domiciliation, domestic and SEPA transfers, debit and credit cards, merchant acquiring, online and mobile banking, and lending products such as consumer loans, mortgages, working-capital facilities, and agricultural finance. As a cooperative, customers can become members by subscribing cooperative shares; governance follows the one-member-one-vote principle, and results are allocated to reserves and legally mandated community funds under Spanish cooperative banking law. The entity is a Spanish credit institution supervised by Banco de España within the European banking framework and operates under PSD2 and SEPA rules; eligible deposits are covered by the Fondo de Garantía de Depósitos up to 100,000 euros per depositor and institution. Its scale and local focus translate into a limited geographic reach and a product lineup oriented to day-to-day retail and agribusiness needs, with access to certain specialized services through external partnerships. Pricing is defined by published tariffs and may include account maintenance, transfer, or card fees unless specific usage or balance conditions are met; prospective clients should review precontractual information documents and standardized European information forms before contracting. Digital channels support account inquiries, transfers, bill payments, and card controls, while ATM access is provided via national networks, with potential surcharges at non-affiliated ATMs depending on network rules.