Caja Rural San José de Burriana, S. Coop. de Crédito V. products, services and reviews

About Caja Rural San José de Burriana, S. Coop. de Crédito V.

Caja Rural San José de Burriana, S. Coop. de Crédito V. is a Spanish cooperative credit institution based in Burriana (Castellón) that focuses on retail, SME, and agricultural banking in its home market. Its product set typically includes current and savings accounts, term deposits, debit and credit cards, SEPA transfers and direct debits, mortgages, consumer loans, and for businesses and farms, working capital lines, investment loans, guarantees, POS acquiring, and subsidy management. It also acts as an insurance intermediary, distributing third‑party policies. Services are delivered through local branches and remote channels, with online and mobile banking that apply strong customer authentication under PSD2. Pricing depends on product and profile; fee waivers often require conditions such as domiciled income, bill payments, card usage, or balance thresholds, and interest rates vary with market levels and risk. Deposits are protected by Spain’s Deposit Guarantee Fund up to 100,000 euros per depositor, per institution; any cooperative shares subscribed for membership are not deposits, may be illiquid, and can entail loss risk, while conferring voting rights as set out in the bylaws. Complaint handling follows Spanish rules, with an internal customer service that must respond within statutory deadlines (for payment services, generally 15 business days; for other matters, around one month) before escalation to the Banco de España claims service. The bank’s local scope can mean a smaller branch footprint and a narrower catalogue than national banks, offset by specialization in its territory and access to shared platforms for payments, cards, and ATMs. Potential clients should review pre‑contractual information, fee brochures, and membership conditions to assess suitability.