Caja Rural San Roque de Almenara S. Coop. de Crédito V. products, services and reviews

About Caja Rural San Roque de Almenara S. Coop. de Crédito V.

Caja Rural San Roque de Almenara S. Coop. de Crédito V. is a Spanish cooperative credit institution based in Almenara (Castellón) that operates primarily in the Valencian Community. As a regulated entity, it is subject to supervision by Banco de España and the applicable European banking framework for less significant institutions. It focuses on retail, small business, and agricultural clients, typically offering current and savings accounts, time deposits, consumer and mortgage loans, agricultural financing, payment services, cards, and domestic and international transfers within SEPA. Access is provided through local branches and standard remote channels, including online and mobile banking for routine operations such as viewing balances, initiating transfers, and managing payments; service scope and availability depend on the institution’s current channel capabilities. Pricing follows published tariffs, with potential charges for account maintenance, cards, and certain transfer types; conditions, interest rates, and any fee waivers are set by the bank and can change. As a cooperative, ownership and governance rest with member-customers under a council and general assembly structure, and certain relationships may require acquiring cooperative membership shares as set out in the bylaws. Deposits are covered by the Spanish Deposit Guarantee Fund up to 100,000 euros per depositor, per institution, subject to legal limits. The institution’s geographic footprint is local, and product breadth and digital features may be narrower than those of larger national banks; prospective clients should review current terms, channel functionality, and disclosure documents before opening accounts or contracting credit.