Cajasiete, Caja Rural, Sociedad Cooperativa de Crédito products, services and reviews

About Cajasiete, Caja Rural, Sociedad Cooperativa de Crédito

Cajasiete, Caja Rural, Sociedad Cooperativa de Crédito is a cooperative credit institution based in the Canary Islands and a member of the Asociación Española de Cajas Rurales/Grupo Caja Rural. It offers retail and business banking services such as current and savings accounts, term deposits, debit and credit cards, domestic and SEPA payments (including Bizum), personal loans, mortgages, SME working-capital lines and guarantees, and products for the primary sector, alongside merchant acquiring and POS solutions. Services are delivered through a regional branch and ATM network and through online and mobile banking via the Ruralvía platform. As a Spanish credit institution, eligible deposits are covered by the Fondo de Garantía de Depósitos de Entidades de Crédito up to €100,000 per depositor and entity; payments follow PSD2 and SEPA standards, and cards are typically issued on Visa or Mastercard with contactless and support for major mobile wallets where available. The bank distributes insurance products through Seguros RGA and relies on Banco Cooperativo Español for certain wholesale and payment services. Governance follows the cooperative model, with member participation in ownership and voting. Account opening requires standard Spanish KYC documentation; non-resident options may involve additional requirements. Pricing, interest rates, and eligibility vary by customer profile and are detailed in its published fee schedules and pre-contractual information. Operations are primarily regional, so customers needing in-person service should verify branch coverage; remote users should review the scope of digital functionality and support hours.