Cajasur Banco, S.A. products, services and reviews

About Cajasur Banco, S.A.

Cajasur Banco, S.A. is a Spanish credit institution headquartered in Córdoba that operates as a wholly owned subsidiary of Kutxabank, S.A., using the Cajasur brand primarily in Andalusia. It originates from the former savings bank Caja de Ahorros y Monte de Piedad de Córdoba (CajaSur), which was intervened by the Bank of Spain in 2010 and awarded to BBK; following the creation of Kutxabank, Cajasur Banco remained as a separate legal entity within the group. The bank provides retail and commercial banking services including current and savings accounts, time deposits, debit and credit cards, consumer loans, mortgages (fixed, variable, and mixed), and services for professionals, SMEs, and corporates such as working-capital financing, POS acquiring, guarantees, leasing, and trade finance. It distributes investment funds and pension plans managed by Kutxabank group companies and acts as an insurance intermediary under Spain’s bancassurance framework. Payment services cover SEPA transfers and direct debits, instant payments via Bizum, and card payments with strong customer authentication in line with PSD2. Access is via branches concentrated in Andalusia, online banking, and mobile apps; cash withdrawals are available at Kutxabank/Cajasur ATMs and across the Euro 6000 network, with fees potentially applicable at out-of-network machines. Pricing, interest rates, and commissions vary by product, channel, and customer profile, and the bank publishes its fee schedules and pre-contractual information as required by Spanish regulation; mortgages and consumer loans operate under Spain’s transparency and early-repayment rules, with variable-rate loans typically referenced to Euribor plus a spread. Cajasur Banco is subject to banking supervision in Spain and to consolidated supervision within the Single Supervisory Mechanism through the Kutxabank group, and deposits are protected by the Spanish Deposit Guarantee Fund (Fondo de Garantía de Depósitos) up to €100,000 per depositor and per institution within the group.