Colonya - Caixa D'estalvis de Pollensa products, services and reviews

About Colonya - Caixa D'estalvis de Pollensa

Colonya – Caixa d’Estalvis de Pollença is a small regional savings bank headquartered in Pollença (Mallorca) with operations focused on the Balearic Islands. Established in 1880, it retains the traditional “caixa” model with an associated social mission and channels part of its activity through its social work foundation, including an ethical savings line that allocates resources to community, cultural, and environmental initiatives. The bank offers standard retail and small-business services such as current and savings accounts, time deposits, debit and credit cards, domestic and SEPA payments, mortgages, and consumer loans, along with online and mobile banking for account management, transfers, and bill payments. It is subject to Spanish and EU banking regulation and participates in Spain’s deposit guarantee scheme, which currently protects eligible deposits up to €100,000 per depositor and institution. The branch footprint is limited, which may suit residents and businesses in Mallorca and nearby islands but can be restrictive for customers needing in-person service elsewhere; cash access and fee conditions outside its network depend on ATM arrangements in place at the time of use. Pricing, interest rates, and lending terms follow market conditions and customer risk profiles and can change without notice. Language support and product documentation are primarily in Spanish and Catalan. Prospective clients should review the latest schedules of fees, digital service capabilities, and eligibility requirements before onboarding.