De Lage Landen International B.V., Sucursal en España products, services and reviews

About De Lage Landen International B.V., Sucursal en España

De Lage Landen International B.V., Sucursal en España is the Spanish branch of the Dutch asset finance company De Lage Landen International B.V., part of the Rabobank group, focused on business-to-business equipment financing delivered largely through manufacturer and dealer programs. In Spain it provides finance leases, operating leases, loans linked to asset purchases, rental and pay-per-use structures, and wholesale (floorplan) facilities for distributors, covering sectors such as agriculture, food and beverage, healthcare and medical technology, construction, transportation, industrial equipment, office technology, and clean energy. Contracts are typically euro‑denominated with multi‑year terms, structured on either fixed rates or Euribor‑linked pricing; standard features include documentation fees, insurance requirements, and collateralization by the financed equipment, with possible additional guarantees depending on risk. End‑of‑term handling usually offers return, extension, or purchase at a predefined or fair‑market‑value amount, and early termination generally entails costs; return conditions and residual‑value responsibilities are specified in the agreement. The company’s model centers on vendor partnerships at the point of sale and direct relationships with larger corporates, using credit assessments that weigh the applicant’s financials, the asset’s useful life and residual value, and sector risk; applications commonly require financial statements and corporate documentation, and servicing is supported by local teams and online portals for contract and invoice management. The branch does not operate as a deposit‑taking bank and funds activity from group and capital markets sources; agreements are governed by applicable Spanish law and, where relevant, Dutch and EU frameworks for cross‑border operations. The offering suits firms seeking to finance productive equipment without upfront purchase, but prospective clients should review total cost of finance, rate indexation, covenant and maintenance obligations, and accounting and tax treatment under their reporting framework before committing.