Eurocaja Rural, Sociedad Cooperativa de Crédito products, services and reviews

About Eurocaja Rural, Sociedad Cooperativa de Crédito

Eurocaja Rural, Sociedad Cooperativa de Crédito is a Spanish cooperative credit institution headquartered in Toledo, operating primarily through a regional branch network in central and eastern Spain and serving individuals, self‑employed professionals, SMEs, and the agricultural sector; it was formerly known as Caja Rural Castilla-La Mancha and uses the Eurocaja Rural brand. It offers current and savings accounts, term deposits, cards, SEPA transfers and direct debits, online and mobile banking, mortgages, consumer finance, working capital lines, SME and agribusiness lending, and leasing, and it distributes insurance products through bancassurance arrangements. As a cooperative, ownership rests with member-clients and governance is exercised via a General Assembly and a Board of Directors under its statutes. The entity is supervised by Banco de España within the European regulatory framework (including CRR/CRD, PSD2) and participates in the Spanish Deposit Guarantee Fund for Credit Institutions, which protects eligible deposits up to 100,000 euros per depositor and institution. It publishes audited annual accounts and regulatory disclosures, applies standard risk management and capital adequacy practices, and does not operate capital markets or investment banking businesses typical of larger universal banks. Pricing, fees, and eligibility criteria depend on product and customer profile and are disclosed in precontractual information and tariffs. Access is provided through branches, ATMs in its footprint, a contact center, and digital channels, and the institution conducts social and cultural initiatives via Fundación Eurocaja Rural.