Toyota Kreditbank GmbH, Sucursal en España products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Toyota Kreditbank GmbH, Sucursal en España

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4517ES

Toyota Kreditbank GmbH, Sucursal en España

4.1

Spain

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Toyota Kreditbank GmbH, Sucursal en España

Toyota Kreditbank GmbH, Sucursal en España is the Spanish branch of the German bank Toyota Kreditbank GmbH and operates as the captive finance arm for Toyota and Lexus in the local market. Its activity is concentrated on vehicle finance and related services rather than universal retail banking, providing consumer auto loans, finance leasing, and balloon or guaranteed future value structures tied to new and used vehicles sold through authorized dealer networks; it also supports dealer inventory financing and may distribute ancillary products such as GAP or payment protection insurance through third-party insurers. Distribution is primarily via dealerships, with underwriting based on credit checks, income verification, and affordability assessments, and repayment typically by SEPA direct debit with the vehicle serving as collateral. Pricing is campaign-driven and varies by model, term, and manufacturer subsidies; contracts commonly include an opening fee, potential early repayment compensation within Spanish consumer credit law limits, and charges for late payment or contract changes as specified in the terms. Products with a final payment usually impose mileage and condition requirements if a return option is chosen, with costs for excess wear or kilometers detailed contractually. As an EU bank branch, prudential supervision is carried out by the home state authorities in Germany, while market conduct and consumer protection rules in Spain are overseen by Banco de España; the entity is subject to local transparency rules, standard precontractual information (SECCI), and data protection laws. Customer service and claims are handled by the entity’s designated complaints channel, with the option to escalate unresolved matters to the Banco de España complaints service. The offer is aligned with the manufacturer’s brands and campaigns, so availability, pricing, and conditions are closely linked to dealer promotions and may not be comparable to generalist lenders.

Toyota Kreditbank GmbH, Sucursal en España Deposit guarantee scheme participation

Toyota Kreditbank GmbH, Sucursal en España participates in the deposit guarantee scheme of Spain which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Toyota Kreditbank GmbH, Sucursal en España Countries of operations

Toyota Kreditbank GmbH, Sucursal en España offers their savings products in

Products offered by Toyota Kreditbank GmbH, Sucursal en España and interest rates

Toyota Kreditbank GmbH, Sucursal en España offers 0 deposits and 0 savings accounts in .

Best interest rates in Spain

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Toyota Kreditbank GmbH, Sucursal en España

There are no products yet

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0

Contacts

Address

AV DE BRUSELAS, 22, 28108, ALCOBENDAS, Spain

Phone number

+34 911 513 400

Website

toyota.es

Bank identifiers

BIC number

TOBADE33

Name

Toyota Kreditbank GmbH, Sucursal en España

Country

Spain