Unicaja Banco, S.A. products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Unicaja Banco, S.A.
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Unicaja Banco, S.A.
4.0
Spain
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
Baa2
Fitch
BBB-
About Unicaja Banco, S.A.
Unicaja Banco, S.A. is a Spanish retail and commercial bank headquartered in Málaga. The group operates mainly in Spain, with a dense presence in Andalusia and notable franchises in Asturias, Cantabria, Castilla-La Mancha, Castilla y León, Extremadura and Madrid, expanded through its 2021 merger with Liberbank. It is listed on the Spanish stock exchanges (BME: UNI) and falls under direct European Central Bank supervision within the Single Supervisory Mechanism, complying with EU prudential and resolution requirements. The bank provides current and savings accounts, cards and payments, mortgages and consumer finance, SME and corporate services such as working-capital facilities, guarantees and trade finance, and distributes insurance and pension products via bancassurance and asset management units. Distribution combines a regional branch network with online and mobile channels; following the merger, the group has been integrating operations and adjusting overlapping branches and systems. Ownership includes a significant shareholding by Fundación Bancaria Unicaja alongside a free float. Risk is largely domestic, with concentrations in residential mortgages and lending to households and small businesses; earnings are sensitive to interest-rate movements and credit costs, and the bank is subject to Spain’s sector-specific levies and consumer-protection rules. Eligible deposits are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor per institution. Investor materials, including quarterly results, capital metrics and Pillar 3 disclosures, are available through the bank’s website and Spanish securities market channels.
Unicaja Banco, S.A. Deposit guarantee scheme participation
Unicaja Banco, S.A. participates in the deposit guarantee scheme of Spain which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Unicaja Banco, S.A. Countries of operations
Unicaja Banco, S.A. offers their savings products in
Products offered by Unicaja Banco, S.A. and interest rates
Unicaja Banco, S.A. offers 0 deposits and 0 savings accounts in .
Best interest rates in Spain
Loans offered by Unicaja Banco, S.A.
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Contacts
Address
Av Andalucía, 10-12, 29007, Málaga, Spain
Phone number
+34 952 138 000Website
unicajabanco.esBank identifiers
BIC number
UCJAES2M
Name
Unicaja Banco, S.A.
Country
Spain