Wealthprivat Bank, S.A. products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Wealthprivat Bank, S.A.

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4523ES

Wealthprivat Bank, S.A.

4.1

Spain

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Wealthprivat Bank, S.A.

Wealthprivat Bank, S.A. is structured as a sociedad anónima (joint-stock company), a form used in multiple civil-law jurisdictions, so the starting point for any assessment is to verify its exact domicile, license number, and competent supervisor on the official regulatory register, along with obtaining its latest audited financial statements. A review should cover the typical private-banking dimensions: the range of accounts (operational and custody), investment services (execution-only, advisory, discretionary mandates), credit facilities secured by financial assets, foreign exchange and cross-border payments, and the availability of multi-currency support. Fee disclosure is central; request the complete tariff for account maintenance, transfers (domestic and international), custody, brokerage, advisory and portfolio management, FX spreads, and any exit or inactivity charges, together with minimum relationship sizes that often apply in this segment. Onboarding commonly entails enhanced due diligence around identity, tax residency, CRS/FATCA status, source of funds and wealth, and may face cross-border constraints driven by sanctions and local rules. Digital channels merit evaluation for security (multi-factor authentication, transaction signing, device binding), functionality (reporting, statements, order entry, payment initiation), and uptime, noting that many private banks emphasize relationship-manager service over high-volume self-service tools. Client-asset protection requires precise confirmation: eligible deposits, if any, fall under the host deposit guarantee scheme only up to statutory limits, while securities are typically held in segregated custody; protections differ by jurisdiction and contractual terms. For payments, confirm the bank’s SWIFT/BIC, correspondent network for major currencies, cut-off times, and intermediary charges that can affect value dating. Risk analysis should address capital adequacy, liquidity coverage, asset quality, profitability trends, auditor opinions, governance, ownership structure, and any external ratings; concentration and related-party exposures are material considerations. Service parameters to check include reporting frequency and granularity, corporate actions handling, service-level commitments, and the mandated complaints process with escalation to the supervisor. Suitability centers on client profile: private banks often prioritize wealth management relationships over routine transactional banking, with higher costs and minimums than retail peers. In all cases, rely on primary documents issued by Wealthprivat Bank, S.A. and its regulator, and obtain written confirmation of regulatory status, asset protection frameworks, and fee schedules before establishing a relationship.

Wealthprivat Bank, S.A. Deposit guarantee scheme participation

Wealthprivat Bank, S.A. participates in the deposit guarantee scheme of Spain which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Wealthprivat Bank, S.A. Countries of operations

Wealthprivat Bank, S.A. offers their savings products in

Products offered by Wealthprivat Bank, S.A. and interest rates

Wealthprivat Bank, S.A. offers 0 deposits and 0 savings accounts in .

Best interest rates in Spain

12 mths Fixed deposits

3.3%

USD

Show more

24 mths Fixed deposits

2.25%

EUR

Show more

36 mths Fixed deposits

2.25%

EUR

Show more

00

Loans offered by Wealthprivat Bank, S.A.

There are no products yet

You may also like

bank3530MT

Lidion Bank

Malta

3.3%

USD, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

3.2%

GBP, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

2.25%

EUR, 12 Months

Check details
0

Contacts

Address

PS DE LA CASTELLANA, 55, 28046, MADRID, Spain

Phone number

+34 934 458 500

Website

privatbank.es

Bank identifiers

BIC number

DEGRESBBNDP

Name

Wealthprivat Bank, S.A.

Country

Spain