DNB Bank ASA, filial Sverige products, services and reviews

About DNB Bank ASA, filial Sverige

DNB Bank ASA, filial Sverige is the Swedish branch of Norway’s DNB Bank ASA, operating under EEA passporting with home-state supervision by Finanstilsynet (Norway) and host oversight by Finansinspektionen (Sweden). The branch focuses on corporate and institutional clients rather than retail, with coverage concentrated in sectors common to the Nordic region such as energy, seafood, shipping, and manufacturing. Core services include corporate lending and revolving credit facilities, asset-based and equipment finance (including leasing under the DNB Finans brand), cash management and transaction banking in SEK and major currencies, trade finance and guarantees, foreign exchange and rates, and capital markets and advisory services provided through its markets unit. Digital channels are oriented to business users, with secure online banking, liquidity and cash-pooling solutions, and connectivity options such as APIs for payment initiation and reporting; authentication follows strong customer authentication requirements. Client onboarding applies standard Nordic KYC/AML, sanctions screening, beneficial ownership verification, and tax reporting under FATCA/CRS, which can be documentation-intensive for complex structures or cross-border groups. Pricing is relationship-based and negotiated, with fees for credit, payments, FX, and guarantees typically set in mandates rather than public tariffs, which may limit transparency for smaller users. Deposits at the branch are protected by the Norwegian Banks’ Guarantee Fund (home-state scheme) up to NOK 2 million per depositor per bank; Swedish deposit insurance does not apply to this branch, and investment services are subject to home-state investor protection rules where relevant. The branch participates in EU/EEA frameworks such as PSD2, MiFID II, and EMIR as implemented in Norway and applicable in Sweden, and follows group-level risk appetite and sector policies that can restrict credit to certain industries or geographies. Financials for the Swedish operations are included in DNB Bank ASA’s consolidated reporting, so standalone branch profitability and capital ratios are not typically published beyond statutory disclosures. Service and documentation are available in Swedish and English, with local corporate coverage teams in Sweden supported by the wider DNB group. The setup suits larger corporates, financial sponsors, and international clients needing Nordic market access and SEK/EUR/USD capabilities; it is less suited to retail users or small businesses seeking packaged products, public fee schedules, or branch-based cash services.