Banca dello Stato del Cantone Ticino products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Banca dello Stato del Cantone Ticino

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4696CH

Banca dello Stato del Cantone Ticino

4.0

Switzerland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Banca dello Stato del Cantone Ticino

Banca dello Stato del Cantone Ticino (commonly “BancaStato”) is the cantonal bank of Ticino, headquartered in Bellinzona and fully owned by the Canton of Ticino. Established in 1915, it operates under a Swiss banking license supervised by FINMA and is subject to Swiss National Bank oversight. The bank focuses on retail and SME banking in the canton, offering current and savings accounts, payment services, debit and credit cards (via partner issuers), mortgages (fixed-rate, SARON‑based, and other structures), consumer and SME lending, and basic trade and cash management services. Investment advisory, discretionary mandates, and custody services are available, with private banking activities consolidated in the group through Axion SWISS Bank SA. Digital channels include e-banking and a mobile app with bill payments (e.g., QR-bill, eBill) and support for TWINT; compatibility with third‑party wallets depends on card issuers and product variants. The branch and ATM network covers the main municipalities across Ticino, with service primarily in Italian and additional support in other Swiss languages and English depending on the location. Deposits are covered by the Swiss depositor protection scheme (esisuisse) up to CHF 100,000 per client and, in addition, by an explicit state guarantee of the Canton of Ticino on the bank’s liabilities as defined by cantonal law. The bank publishes audited annual reports (typically under Swiss GAAP FER), disclosing capital and liquidity metrics against Swiss requirements. Revenue is largely driven by interest income from mortgages and loans, implying exposure to local real estate and interest‑rate risk; earnings are also sensitive to credit quality, funding costs, and regulatory changes. Account packages, card fees, mortgage conditions, and cross‑border service availability are set by tariff and can vary by client profile; prospective clients should review the current price lists and product terms and confirm eligibility before onboarding.

Banca dello Stato del Cantone Ticino Deposit guarantee scheme participation

Banca dello Stato del Cantone Ticino participates in the deposit guarantee scheme of Switzerland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Banca dello Stato del Cantone Ticino Countries of operations

Banca dello Stato del Cantone Ticino offers their savings products in

Products offered by Banca dello Stato del Cantone Ticino and interest rates

Banca dello Stato del Cantone Ticino offers 0 deposits and 0 savings accounts in .

Best interest rates in Switzerland

12 mths Fixed deposits

0.28%

CHF

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24 mths Fixed deposits

1%

CHF

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36 mths Fixed deposits

1%

CHF

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00

Loans offered by Banca dello Stato del Cantone Ticino

There are no products yet

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Contacts

Address

Viale H. Guisan 5, 6501, Bellinzona, Switzerland

Phone number

+41 91 803 71 11

Website

bancastato.ch

Bank identifiers

BIC number

BSCTCH22CHI

Name

Banca dello Stato del Cantone Ticino

Country

Switzerland