Bank CIC (Schweiz) AG products, services and reviews

About Bank CIC (Schweiz) AG

Bank CIC (Schweiz) AG is a Swiss bank headquartered in Basel and part of the Crédit Mutuel group, operating a network of branches in major Swiss cities and serving private clients, entrepreneurs, and small and mid-sized companies. The bank offers day-to-day banking (current and savings accounts, payments, cards), financing solutions (mortgages, including fixed-rate and SARON-linked options, and Lombard or business loans), and investment and wealth services (custody and trading, advisory and discretionary mandates, funds and ETFs, and structured solutions). It provides multicurrency accounts and access to Swiss and international markets, supported by e-banking and a mobile app with common security controls such as two-factor authentication. Bank CIC is licensed and supervised by FINMA and participates in the Swiss deposit protection scheme (esisuisse), which protects eligible deposits up to CHF 100,000 per client per bank under Swiss law. Account opening follows standard know-your-customer and tax transparency rules; individuals typically need identification, residency and tax details, while companies must provide incorporation documents and information on beneficial owners. Fees are set out in published tariffs and generally cover account packages, payments, cards, custody, trading, and advisory or mandate management; lending products carry interest and ancillary charges specific to the facility. Languages commonly supported include German, French, Italian, and English. Cross-border offerings are subject to regulatory restrictions and may depend on client domicile and product type.