Bank Gantrisch Genossenschaft products, services and reviews

About Bank Gantrisch Genossenschaft

Bank Gantrisch Genossenschaft is a Swiss regional cooperative bank serving the Gantrisch area in the canton of Bern. Organized as a cooperative, it is owned by its members, who typically acquire membership shares and exercise voting rights at the general assembly. The bank focuses on retail and small business clients, offering day-to-day accounts, savings, payment services, debit cards, e-banking and mobile banking, as well as mortgages (including fixed-rate and SARON-linked structures) and consumer or SME lending secured by Swiss collateral. Investment custody, basic investment funds, and third-pillar (pillar 3a) pension solutions are commonly available, in part via external partners. Account opening is primarily geared to residents of Switzerland; non-resident and U.S. person onboarding can be restricted by policy and regulation. Pricing follows a published tariff with account packages, transaction and card fees, and product-specific charges; mortgage rates and lending terms depend on affordability, collateral quality, and duration. The institution operates a small local branch and ATM footprint, with service predominantly in German and advisory available by appointment. It is supervised by FINMA and the Swiss National Bank, and client deposits are protected by the esisuisse scheme up to CHF 100,000 per client per bank. E-banking access generally uses multi-factor authentication, and cross-border payments are routed through correspondent networks. The bank’s regional scope and product shelf are aligned to local needs rather than extensive international services.