Clientis EB Entlebucher Bank AG products, services and reviews

About Clientis EB Entlebucher Bank AG

Clientis EB Entlebucher Bank AG is a Swiss regional bank in the Entlebuch area of the canton of Lucerne and a member of the Clientis Group of independent banks. It operates as an Aktiengesellschaft under Swiss law and focuses on retail and small to mid-sized business customers in its local market. The bank provides standard transaction and savings accounts in CHF (and, where relevant, selected foreign currencies), domestic and cross-border payment services, debit cards and access to credit cards issued via a third-party issuer, e-banking and mobile banking, and support for common Swiss payment standards such as QR-bill and eBill. Lending centers on residential mortgages (including fixed-rate and SARON-linked products), construction and renovation financing, consumer loans within regulatory limits, and SME credit facilities backed by collateral or cash flow. Investment and pension offerings include custody accounts, funds and structured products distributed under open architecture, and Swiss pillar 3a and vested benefits solutions. Service delivery combines local branches with digital channels using two-factor authentication for account access; onboarding and product availability are generally geared to Swiss-resident clients and subject to full KYC/AML and tax-compliance requirements (AEOI/CRS, FATCA where applicable). As a licensed bank, it is supervised by FINMA and is a member of the Swiss deposit protection scheme esisuisse, which covers eligible deposits up to CHF 100,000 per client and banking entity; international transfers and foreign exchange are processed via correspondent banks and carry standard fees and spreads. The bank publishes tariffs and interest conditions; cash handling, paper payments, and cross-border services typically incur charges. The business model emphasizes regional coverage and straightforward retail and SME banking rather than extensive international or investment-banking activities.