Clientis Sparkasse Oftringen Genossenschaft products, services and reviews

About Clientis Sparkasse Oftringen Genossenschaft

Clientis Sparkasse Oftringen Genossenschaft is a Swiss cooperative bank based in Oftringen (canton of Aargau) and part of the Clientis network of regional banks. It focuses on retail and small business customers in its region, offering current and savings accounts, mortgages and other loans, domestic and cross-border payments, and basic investment and pension solutions, delivered via a local branch and e-banking; customer service is primarily in German. As a cooperative, ownership lies with members and governance is exercised through a general assembly, a board of directors, and executive management. Accounts are provided in Swiss francs, with euro accounts and SEPA transfers typically available; cash services and Swiss debit cards are standard for everyday use. The bank operates under Swiss regulation and supervision (FINMA) and participates in the esisuisse depositor protection scheme, which secures eligible deposits up to CHF 100,000 per client per bank. Standard compliance requirements apply, including identification and tax documentation; product access and limits vary by customer profile. The bank publishes annual reports and key figures in line with Swiss disclosure rules. Applicants and clients should confirm current product terms, fees, digital access options, and any regional or residence restrictions directly with the bank.