CREDIT MUTUEL DE LA VALLEE SA products, services and reviews

About CREDIT MUTUEL DE LA VALLEE SA

CREDIT MUTUEL DE LA VALLEE SA operates under the Crédit Mutuel brand as a regional institution offering standard retail and small business banking services. Core products typically include current accounts, savings and term deposits, payment cards, consumer credit, mortgages, and services for professionals and SMEs such as business accounts, cash management, and merchant acquiring. Access is provided through branches, online banking, and a mobile app with common functions such as balance viewing, transfers, card controls, and secure messaging; phone support and appointment scheduling are standard. Pricing follows a published tariff with package offers and à la carte fees; typical cost items include account bundles, card subscriptions, out‑of‑network cash withdrawals, international transfers, and currency conversion markups; loan dossiers, insurance, and early repayment charges can apply where relevant. Account opening requires standard identification and verification; businesses must provide legal documentation and beneficial ownership information. Payments include domestic and cross‑border transfers, direct debits, and card payments with 3‑D Secure and strong customer authentication; card limits and security settings are adjustable. Deposits fall under the statutory guarantee applicable in the institution’s jurisdiction up to the legal limit. Complaints can be filed via branch or remote channels and follow a documented process with escalation to an independent mediation or supervisory body if unresolved. Service features, eligibility, and pricing can vary by customer profile and location, so prospective clients should review the latest terms, fees, and product conditions before engaging.