Zürcher Landbank AG products, services and reviews

About Zürcher Landbank AG

Zürcher Landbank AG is a Swiss regional bank focused on retail and SME banking in the Zurich area, offering current and savings accounts in CHF and major foreign currencies, debit and credit cards, e‑banking and mobile banking, payment services including SEPA euro transfers, and financing with an emphasis on residential mortgages and business lending. Investment services comprise custody accounts, funds and basic advisory, with access to additional products as needed. The bank operates as a joint‑stock company under Swiss law, is supervised by FINMA, and participates in the statutory deposit insurance scheme (esisuisse), which protects eligible deposits up to CHF 100,000 per client and per bank. Pricing follows common Swiss regional‑bank practices, with package fees for account and card bundles, separate charges for certain payments and securities custody, and mortgage rates determined by term, loan‑to‑value and borrower risk; early repayment, property valuation and account maintenance fees may apply. Services are oriented toward residents and local businesses; cross‑border offerings are subject to regulatory constraints. Digital channels cover standard daily banking, with in‑branch and telephone support for more complex needs. Unlike a cantonal bank, there is no state guarantee.