Main Bg

Deposit in Argenta Spaarbank, 1.2% for 0 months

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Argenta Spaarbank

Belgium

Protected up to €100k

Tax 15% is paid on the amount exceeding 980 EUR.

Interest rate

1.20%

Any amount

How to choose

Details

  • Currency

    EUR
  • Deposit opening fees

    No
  • Early termination

    yes
  • Interest payment frequency

    annually
  • Available for

    Belgium
  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

Other deposits from this bank

2.90%12 MonthsAny amountannually
2.80%36 Monthsfrom €250at maturity, with capitalisation
2.75%6 MonthsAny amountannually
2.75%48 MonthsAny amountannually
2.75%60 MonthsAny amountannually
2.70%24 MonthsAny amountannually
2.70%36 MonthsAny amountannually
2.60%48 Monthsfrom €250at maturity, with capitalisation
2.50%60 Monthsfrom €250at maturity, with capitalisation

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Protected up to €100k
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Bunq

Netherlands

3.36%

Annual fee

Free

Cashback

No

No fees associated.

Weekly interest payouts.

Free and straightforward account setup. It can be done within 5 minutes via mobile phone.

For 🇪🇺 EEA residents who joined bunq on or after July 1, 2024: Since you had no savings balance from January 1 to June 30, 2024, your threshold is set to €0. You’ll earn a variable bonus interest rate (currently 3.36%*) on all savings up to €100,000 until December 31, 2024.

For those who joined bunq before July 1, 2024: Your threshold is based on your highest savings balance between January 1 and June 30, 2024.

From July 1 to December 31, 2024: Earn 2.16% variable interest up to your threshold. Earn 3.36% variable bonus interest on any amount above your threshold.

For 🇳🇱 Dutch and 🇮🇪 Irish Resident: If you’re a 🇳🇱 Dutch or 🇮🇪 Irish resident and signed up on/after May 27, 2024 but before July 3, 2024, you’ll continue receiving a fixed 2.46% (annual rate) for your first 3 months. Once your promotional period is over, your rates will change to the ones mentioned above. Your threshold will be based on the highest savings balance that you reached between January 1 and June 30, 2024.

For 🇺🇸 USD and 🇬🇧 GBP savings accounts: Earn a 3.71% annual variable interest rate.

Free maintenance
Protected up to €100k
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MeDirect Bank

Belgium

2.00%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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Europabank

Belgium

1.50%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR. The account is intended for children and teenagers.

Free maintenance
Protected up to €100k
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MeDirect Bank

Belgium

1.40%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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vdk bank

Belgium

1.40%

Annual fee

-

Cashback

No

Free maintenance
Protected up to €100k
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BEOBANK NV/SA

Belgium

1.30%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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Santander Consumer Finance S.A.

Belgium

1.25%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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ING BELGIUM

Belgium

1.20%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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Santander Consumer Finance S.A.

Belgium

1.05%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.

Free maintenance
Protected up to €100k
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ARKEA DIRECT BANK

Belgium

1.00%

Annual fee

-

Cashback

No

Tax 15% is paid on the amount exceeding 980 EUR.