Top European term deposit rates for Irish residents

Explore Europe: 1000+ banks with competitive deposit rates

Select and open your deposit online

€100,000 protected investment - secure funds with EU deposit guarantee

background

In partnership with

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Protected up to €100k
bankImage

Bank of Ireland

Ireland

3.00%

12mths,

Protected up to €100k
bankImage

EBS

Ireland

3.00%

12mths,

Protected up to €100k
bankImage

AIB

Ireland

3.00%

2years,

Protected up to €100k
bankImage

Teachers' Union Of Ireland Credit Union Limited

Ireland

3.00%

5years,

Protected up to €100k
bankImage

Bank of Ireland

Ireland

2.96%

2years,

Protected up to €100k
bankImage

Teachers' Union Of Ireland Credit Union Limited

Ireland

2.67%

3years,

Protected up to €100k
bankImage

AIB

Ireland

2.50%

12mths,

Protected up to €100k
bankImage

Bank of Ireland

Ireland

2.50%

12mths,

Protected up to €100k
bankImage

AIB

Ireland

1.50%

6mths,

Protected up to €100k
bankImage

Bank of Ireland

Ireland

1.50%

6mths,

Other deposits

All deposits available in

Germany

Germany

Available online
Protected up to €100k
bankImage

Revolut bank

Lithuania

2.15%

12mths,

Combat Inflation, Boost Savings

For Irish citizens aiming to shield their savings from inflation and grow them risk-free, the choice extends beyond local banks. European banks offer an attractive alternative for term deposits.

Why Look Beyond Irish Banks?

While Irish banks provide fixed-term deposits, their interest rates are often modest. This has led many Irish savers to explore options abroad for better returns.

EU Deposit Guarantee Scheme: Your Safety Net

Under the EU's Deposit Guarantee Scheme (DGS), Irish citizens enjoy protection for their deposits up to €100,000. This applies even in cases of bank bankruptcy or financial distress, offering peace of mind with foreign savings products.

Europe-Wide Deposits: Higher Rates, Equal Protection

By opening term deposits across Europe, Irish savers benefit from higher interest rates and receive the same level of protection as with Irish banks.

PickTheBank: Your Free Path to Global Savings

With PickTheBank, discover the best foreign term deposits effortlessly. It's a perfect solution for Irish citizens looking to expand their savings horizons abroad.