Top European term deposit rates for Irish residents
Explore Europe: 1000+ banks with competitive deposit rates
Select and open your deposit online
€100,000 protected investment - secure funds with EU deposit guarantee
In partnership with
2.70%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to to 2.70%
Open directly on PickTheBank Platform
Terms from 6 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
10.32%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
💰 Earn Up to 10.32% on Bonds
📈 Start with as little as €1,000
🌍 Global bonds across industries & regions
🔒 Build a secure diversified portfolio with a regulated broker
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Combat Inflation, Boost Savings
For Irish citizens aiming to shield their savings from inflation and grow them risk-free, the choice extends beyond local banks. European banks offer an attractive alternative for term deposits.
Why Look Beyond Irish Banks?
While Irish banks provide fixed-term deposits, their interest rates are often modest. This has led many Irish savers to explore options abroad for better returns.
EU Deposit Guarantee Scheme: Your Safety Net
Under the EU's Deposit Guarantee Scheme (DGS), Irish citizens enjoy protection for their deposits up to €100,000. This applies even in cases of bank bankruptcy or financial distress, offering peace of mind with foreign savings products.
Europe-Wide Deposits: Higher Rates, Equal Protection
By opening term deposits across Europe, Irish savers benefit from higher interest rates and receive the same level of protection as with Irish banks.
PickTheBank: Your Free Path to Global Savings
With PickTheBank, discover the best foreign term deposits effortlessly. It's a perfect solution for Irish citizens looking to expand their savings horizons abroad.