Bulgarian-American Credit Bank (BACB) products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Bulgarian-American Credit Bank (BACB)

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Protected up to €100K
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Lidion Bank

Malta

Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

Open Online
bank553BG

Bulgarian-American Credit Bank (BACB)

4.1

Bulgaria

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Bulgarian-American Credit Bank (BACB)

Bulgarian-American Credit Bank AD (BACB) is a Bulgarian commercial bank headquartered in Sofia, founded in 1996 by the Bulgarian-American Enterprise Fund to finance private business. It operates under a full banking license from the Bulgarian National Bank and participates in the Bulgarian Deposit Insurance Fund, which guarantees eligible deposits up to BGN 196,000 per depositor per institution. The bank provides retail and corporate services, including current and savings accounts, term deposits, domestic and cross-border payments, bank cards, online and mobile banking, and lending to households and businesses. Credit activity covers small and medium-sized enterprises, agriculture, real estate and project finance, with dedicated products for renewable energy and other environmental investments. International transfers are offered via SEPA for euro payments and SWIFT for other currencies. BACB prepares financial statements under IFRS, is subject to EU prudential rules (CRR/CRD), and publishes regulatory disclosures, including Pillar 3 reports. It operates a branch network in Bulgaria supported by remote channels, and its shares are listed on the Bulgarian Stock Exchange–Sofia, with annual and interim reports available to the public.

Bulgarian-American Credit Bank (BACB) Deposit guarantee scheme participation

Bulgarian-American Credit Bank (BACB) participates in the deposit guarantee scheme of Bulgaria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Bulgarian-American Credit Bank (BACB) Countries of operations

Bulgarian-American Credit Bank (BACB) offers their savings products in Bulgaria

Products offered by Bulgarian-American Credit Bank (BACB) and interest rates

Bulgarian-American Credit Bank (BACB) offers 22 deposits and 0 savings accounts in EUR, USD.

Bulgarian-American Credit Bank (BACB) offers the following fixed deposits in EUR in Bulgaria: 3 months deposit - 0.6%; 6 months deposit - 0.7%; 12 months deposit - 1.3%; 24 months deposit - 0.95%.

Bulgarian-American Credit Bank (BACB) offers the following fixed deposits in USD in Bulgaria: 3 months deposit - 0.7%; 6 months deposit - 0.95%; 12 months deposit - 1.5%; 24 months deposit - 4%.

Best interest rates in Bulgaria

12 mths Fixed deposits

6.5%

RON

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24 mths Fixed deposits

4%

USD

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36 mths Fixed deposits

3%

USD

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Fixed deposits offered by Bulgarian-American Credit Bank (BACB)

Sales region:

4.00%

USD

2 years

quarterly

  • Min

    $1k

  • Deposit opening fees

    No

  • Early termination

    global.The deposit may be terminated at the end of each quarterly period.

  • Early partial withdrawals

    global.A portion of the deposited amount may be withdrawn without changes to the terms and conditions at the end of each quarterly period.

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.80%

USD

2 years

at maturity

  • Min

    $500

  • Deposit opening fees

    No

  • Early termination

    global.In case of termination before the set term, the interest rate applied is that valid for current accounts in the currency of the deposit for the actual number of days.

  • Early partial withdrawals

    global.Withdrawals may be made on maturity date. Withdrawals on other dates is considered deposit termination and conditions for terminations are applied as described below.

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.50%

USD

12 mths

at maturity

  • Min

    $500

  • Deposit opening fees

    No

  • Early termination

    global.In case of termination before the set term, the interest rate applied is that valid for current accounts in the currency of the deposit for the actual number of days.

  • Early partial withdrawals

    global.Withdrawals may be made on maturity date. Withdrawals on other dates is considered deposit termination and conditions for terminations are applied as described below.

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.50%

EUR

2 years

at maturity

  • Min

    €1k

  • Max

    €500k

  • Deposit opening fees

    No

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.45%

USD

12 mths

at maturity

  • Min

    $500

  • Deposit opening fees

    No

  • Additional deposits

    global.Yes

  • Early termination

    global.Interest rate applied is that valid for current accounts

  • Early partial withdrawals

    global.Up to 30% of the initial principal

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.30%

EUR

12 mths

at maturity

  • Min

    €1k

  • Max

    €500k

  • Deposit opening fees

    No

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.20%

EUR

6 mths

at maturity

  • Min

    €1k

  • Max

    €500k

  • Deposit opening fees

    No

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.10%

USD

12 mths

at maturity

  • Min

    $1k

  • Max

    $500k

  • Deposit opening fees

    No

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.00%

EUR

3 mths

at maturity

  • Min

    €1k

  • Max

    €500k

  • Deposit opening fees

    No

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered

1.00%

USD

6 mths

at maturity

  • Min

    $500

  • Deposit opening fees

    No

  • Early termination

    global.In case of termination before the set term, the interest rate applied is that valid for current accounts in the currency of the deposit for the actual number of days.

  • Early partial withdrawals

    global.Withdrawals may be made on maturity date. Withdrawals on other dates is considered deposit termination and conditions for terminations are applied as described below.

  • Available for

    Bulgaria

  • Deposit Guarantee Scheme (DGS)

    Deposits up to €100k per person are covered
0

Loans offered by Bulgarian-American Credit Bank (BACB)

There are no products yet

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Contacts

Address

Sofia, Slavyanskaya street No. 2.

Phone number

+359 2 8157201

Website

bacb.bg

Bank identifiers

BIC number

BGUSBGSF

Name

Bulgarian-American Credit Bank (BACB)

Country

Bulgaria