Top European term deposit rates for Dutch residents

Explore Europe: 1000+ banks with competitive deposit rates

Select and open your deposit online

€100,000 protected investment - secure funds with EU deposit guarantee

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Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Protected up to €100k
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GarantiBank International N.V.

Netherlands

2.90%

3mths,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.85%

12mths,

Protected up to €100k
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Klarna Bank

Netherlands

2.80%

12mths,

Protected up to €100k
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Anadolubank Nederland N.V.

Netherlands

2.80%

12mths,

Protected up to €100k
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Rabobank

Netherlands

2.80%

20years,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.75%

3mths,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.75%

6mths,

Protected up to €100k
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Credit Europe Bank N.V.

Netherlands

2.75%

6mths,

Protected up to €100k
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LeasePlan Bank

Netherlands

2.75%

12mths,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.75%

2years,

Other deposits

All deposits available in

Germany

Germany

Available online
Protected up to €100k
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Lidion Bank

Malta

2.92%

6mths,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.76%

9mths,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.60%

12mths,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.40%

5years,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.35%

2years,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.30%

3years,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.30%

4years,

Combat Inflation, Boost Savings

For Dutch citizens aiming to shield their savings from inflation and grow them risk-free, the choice extends beyond local banks. European banks offer an attractive alternative for term deposits.

Why Look Beyond Dutch Banks?

While Dutch banks provide fixed-term deposits, their interest rates are often modest. This has led many Dutch savers to explore options abroad for better returns.

EU Deposit Guarantee Scheme: Your Safety Net

Under the EU's Deposit Guarantee Scheme (DGS), Dutch citizens enjoy protection for their deposits up to €100,000. This applies even in cases of bank bankruptcy or financial distress, offering peace of mind with foreign savings products.

Europe-Wide Deposits: Higher Rates, Equal Protection

By opening term deposits across Europe, Dutch savers benefit from higher interest rates and receive the same level of protection as with Dutch banks.

PickTheBank: Your Free Path to Global Savings

With PickTheBank, discover the best foreign term deposits effortlessly. It's a perfect solution for Dutch citizens looking to expand their savings horizons abroad.