Top European term deposit rates for Dutch residents
Explore Europe: 1000+ banks with competitive deposit rates
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€100,000 protected investment - secure funds with EU deposit guarantee
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2.70%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to to 2.30%
Open directly on PickTheBank Platform
Terms from 6 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
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Germany
Combat Inflation, Boost Savings
For Dutch citizens aiming to shield their savings from inflation and grow them risk-free, the choice extends beyond local banks. European banks offer an attractive alternative for term deposits.
Why Look Beyond Dutch Banks?
While Dutch banks provide fixed-term deposits, their interest rates are often modest. This has led many Dutch savers to explore options abroad for better returns.
EU Deposit Guarantee Scheme: Your Safety Net
Under the EU's Deposit Guarantee Scheme (DGS), Dutch citizens enjoy protection for their deposits up to €100,000. This applies even in cases of bank bankruptcy or financial distress, offering peace of mind with foreign savings products.
Europe-Wide Deposits: Higher Rates, Equal Protection
By opening term deposits across Europe, Dutch savers benefit from higher interest rates and receive the same level of protection as with Dutch banks.
PickTheBank: Your Free Path to Global Savings
With PickTheBank, discover the best foreign term deposits effortlessly. It's a perfect solution for Dutch citizens looking to expand their savings horizons abroad.