Amundi fiksuoti indėliai ir taupomosios sąskaitos

Apie Amundi

Amundi is a Paris‑headquartered asset manager, majority‑owned by Crédit Agricole S.A., created in 2010 through the combination of Crédit Agricole Asset Management and Société Générale Asset Management and listed on Euronext Paris; in 2021 it acquired Lyxor from Société Générale and integrated its ETF and alternatives franchises. It manages active, passive, and real asset strategies across equities, fixed income, multi‑asset, money market, real estate, and alternatives, and distributes products to retail and institutional clients via bank networks, platforms, and brokers. The range includes mutual funds, index funds, ETFs under the Amundi ETF (and former Lyxor) brands, discretionary mandates, savings and retirement solutions, and services for third parties through Amundi Technology’s ALTO platform. Funds are typically domiciled in France, Luxembourg, or Ireland, with ETFs listed on multiple European exchanges and using physical or synthetic replication depending on the prospectus. The firm offers ESG‑labelled products under the EU SFDR framework (including Article 8 and 9 funds) and publishes stewardship, exclusion, and voting policies. Pricing varies by vehicle and share class; ETF ongoing charges are generally lower than those of active strategies, while some specialized strategies carry higher fees, and investors should review total cost elements such as management fees, securities lending revenue sharing, spreads, and tracking difference. Key risks depend on the strategy and may include market, credit, interest‑rate, liquidity, currency, concentration, and counterparty risks, especially where derivatives or securities lending are used. Amundi entities are regulated locally (including the AMF in France), and investors should rely on each product’s prospectus, KID/KIID, and reports for objectives, benchmarks, risks, and costs.