Raiffeisenbank Anif-Niederalm eGen products, services and reviews

About Raiffeisenbank Anif-Niederalm eGen

Raiffeisenbank Anif-Niederalm eGen is a local cooperative bank in the Salzburg area that operates within the decentralized Raiffeisen Banking Group Austria, serving private customers, the self-employed, and small to mid-sized enterprises in its catchment area. As a member-owned cooperative, governance rests with local members and elected boards, and the bank participates in the Raiffeisen institutional protection scheme alongside the regional Raiffeisen network. The product range typically includes current accounts and payment cards (debit and credit via group partners), savings and term deposits, consumer loans and overdrafts, residential mortgages, and standard payment services such as SEPA credit transfers, direct debits, standing orders, and cross-border transfers executed through the Raiffeisen network; investment funds, securities brokerage, building society contracts, and insurance are generally distributed via affiliated Raiffeisen entities. Access is provided through a branch in the Anif/Niederalm area, ATMs on the Austrian Bankomat network, and Raiffeisen’s digital channels (online and mobile banking) with PSD2-compliant strong customer authentication. Pricing follows published tariffs that vary by account package and service; fees may apply for account maintenance, cards, transactions, and cash services. The bank is a licensed Austrian credit institution subject to oversight by the Financial Market Authority and the Oesterreichische Nationalbank, adheres to EU banking rules, and participates in Austria’s statutory deposit guarantee scheme (Einlagensicherung AUSTRIA) covering eligible deposits up to EUR 100,000 per depositor per bank; investment services, where offered, fall under the applicable investor protection regime. Lending is subject to credit assessment and collateral requirements where relevant, and investment products carry market and product-specific risks. Product availability, interest rates, cut-off times, and opening hours are set locally and may change; customers should consult the bank’s current price list and disclosures before engaging services.