Raiffeisenbank Großgmain eGen products, services and reviews

About Raiffeisenbank Großgmain eGen

Raiffeisenbank Großgmain eGen is a local cooperative bank based in Großgmain (Salzburg), operating as an eingetragene Genossenschaft within the Raiffeisen Banking Group Austria while remaining a legally independent entity owned by member-customers. It provides standard retail and small-business services, including current accounts, savings and term deposits, SEPA transfers, standing orders, direct debits, debit cards (typically Debit Mastercard), and overdraft facilities. Lending covers consumer loans, mortgages, and SME financing; leasing, building society savings (Bausparen), investment funds, and securities brokerage are generally offered via Raiffeisen group partners. Online and mobile banking are available through the Mein ELBA platform with strong customer authentication compliant with PSD2. The bank operates a local branch with cash services and a self-service foyer/ATM and offers access to the wider Raiffeisen ATM network in Austria; opening hours and cashier services are limited to business days. Pricing follows published tariffs for account packages, transactions, cards, and loans; interest rates and fees are subject to change and vary by product. Primary service language is German; requirements for account opening typically include valid identification and residency documentation, and non-resident eligibility is at the bank’s discretion. As an Austrian credit institution, it is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB); eligible deposits are protected up to EUR 100,000 per person per bank under the Austrian deposit guarantee scheme (ESAEG). The product scope and geographic reach are characteristic of a small cooperative bank; specialized corporate services are handled through regional or group entities.