Raiffeisenbank Hermagor, registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Hermagor, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Hermagor, registrierte Genossenschaft mit beschränkter Haftung, is a local cooperative bank based in Hermagor, Carinthia, operating within the Raiffeisen Banking Group in Austria and the regional Raiffeisen network. As a registered cooperative with limited liability, ownership is held by members, with governance via a general meeting, supervisory board, and management board under Austrian cooperative law. The bank focuses on retail and small business clients in its catchment area, offering current accounts, savings and term deposits, consumer and housing loans, payment services and SEPA transfers, bank and credit cards, and access to investments and insurance distributed through Raiffeisen-affiliated providers. Digital services typically include online and mobile banking via the group’s ELBA platform, alongside ATMs and self-service zones at branch locations; opening hours and availability vary locally. It is subject to supervision by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB), participates in the Raiffeisen sector’s institutional protection scheme, and falls under the Austrian statutory deposit guarantee up to EUR 100,000 per depositor per bank, in line with EU rules. Product pricing, effective interest rates, and fees depend on the specific tariff and individual creditworthiness, and access to services requires standard due diligence (KYC/AML). Service is primarily in German, and prospective clients should review the bank’s current disclosures and tariff lists before entering into agreements.