Raiffeisenbank Hippach und Umgebung eGen products, services and reviews

About Raiffeisenbank Hippach und Umgebung eGen

Raiffeisenbank Hippach und Umgebung eGen is a regional cooperative bank serving Hippach and nearby communities in Tyrol, Austria, operating as a registered cooperative owned by member-shareholders and aligned with the Raiffeisen network. It offers standard retail and small-business banking services common to Austrian cooperative institutions, including current accounts, savings and term deposits, consumer and housing finance, payment cards, and online and mobile banking via the Raiffeisen digital platform, with PSD2-compliant two‑factor authentication. SEPA transfers, standing orders, and access to the national Bankomat ATM network are typical, and business clients can expect basic cash management and financing options; investment and insurance products are generally available through Raiffeisen group partners. Pricing is package- and usage-based, with account maintenance, card, and transaction fees set locally and published in the bank’s fee schedule; interest rates and lending terms are also determined at the local level. Deposits are protected under Austria’s statutory deposit guarantee scheme (up to EUR 100,000 per eligible depositor, per bank), and the institution is subject to Austrian banking regulation and supervision. Service is oriented to the local market and primarily in German; onboarding follows Austrian KYC requirements and may require in-person identification, with cooperative membership available via purchase of a share if desired. Availability of specific products, digital features (such as mobile wallets), and remote account opening can vary, so customers should confirm current conditions directly with the bank.