Raiffeisenbank Kirchdorf Tirol registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Kirchdorf Tirol registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Kirchdorf Tirol registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank based in Kirchdorf in Tirol operating within the Austrian Raiffeisen sector. It is owned by cooperative members under the “registrierte Genossenschaft mit beschränkter Haftung” legal form and is affiliated with the Raiffeisen regional association in Tirol, with integration into the sector’s institutional protection system recognized by the Austrian regulator. The bank offers standard retail and small-business services, including current and savings accounts, payment services, debit and credit cards via group partners, consumer and housing loans, and basic investment and insurance products distributed through the Raiffeisen network. Online and mobile banking are provided via the Mein ELBA platform with strong customer authentication in line with PSD2, and payments are processed through SEPA credit transfers and direct debits; cardholders have access to the national Bankomat ATM network. As an Austrian credit institution it is supervised under Austrian banking law by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and participates in the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH), which covers eligible deposits up to the standard EU limit per depositor and bank. The bank uses an Austrian IBAN (AT) and participates in euro payment systems; fees, interest conditions, and eligibility for products follow Austrian consumer and banking regulations and are set out in its published schedules and terms.