Raiffeisenbank Längenfeld eGen products, services and reviews

About Raiffeisenbank Längenfeld eGen

Raiffeisenbank Längenfeld eGen is a regional cooperative bank based in Längenfeld, Tyrol, operating as part of the Raiffeisen Banking Group in Austria and focused on households and small to mid-sized businesses in the Ötztal area. As a registered cooperative (eGen), it is owned by members who may subscribe to cooperative shares; governance is via a general assembly, and distributions on shares are not guaranteed. The bank offers standard retail and business services including current accounts with package-based pricing, savings and term deposits, payment services and SEPA transfers, debit cards (typically Debit Mastercard) and credit cards via partner providers, as well as consumer loans, mortgages, overdrafts, and commercial financing; leasing, building-society saving/financing, investment funds, and securities custody are available through Raiffeisen group entities, and insurance products are brokered via partners. Digital banking is provided through the group’s online and mobile channels (Mein ELBA), with two-factor authentication in line with PSD2; features typically include transfers, standing orders, e-billing, and notifications, with instant payments and mobile wallet compatibility depending on product and device. Cash services are supported through local self-service zones and access to the Austrian Bankomat ATM network; fees can apply for out-of-network withdrawals and foreign transactions, and business accounts follow separate tariffs. Conditions, interest rates, and fees are set locally and can differ from other Raiffeisen banks and from online-only providers; documentation and identity verification are required, with some products available via remote onboarding. The institution operates under Austrian regulation (FMA supervision) and participates in the statutory deposit guarantee scheme Einlagensicherung Austria, which protects eligible deposits up to EUR 100,000 per depositor per bank; securities held in custody are not covered by the deposit guarantee. Availability of products, pricing, branch hours, and service languages are subject to change and should be confirmed directly with the bank.