Raiffeisenbank Neusiedlersee-Hügelland eGen products, services and reviews

About Raiffeisenbank Neusiedlersee-Hügelland eGen

Raiffeisenbank Neusiedlersee-Hügelland eGen is a regional Austrian cooperative bank (eingetragene Genossenschaft) active around the Neusiedlersee and Hügelland area, operating within Raiffeisen Bankengruppe Österreich and using the group’s shared infrastructure and branding. It provides core retail and small-business services including current accounts, savings and term deposits, payment services, debit and credit cards, consumer loans, mortgages, and financing for local enterprises and agriculture; it also distributes investment and insurance products through Raiffeisen network partners, subject to MiFID II and suitability requirements. Digital banking is offered via the Raiffeisen “Mein ELBA” platform and mobile app with two-factor authentication under PSD2, alongside branch-based advisory and access to the wider Raiffeisen ATM network; availability of features such as instant payments, mobile wallets, or safe deposit boxes depends on the specific package and location. Pricing is package-based with published fee schedules for accounts, cards, and transactions; interest rates on deposits and loans are set locally and may include variable components linked to reference rates. The bank is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB), applies standard KYC/AML controls, and participates in the Austrian statutory deposit guarantee scheme (Einlagensicherung) covering eligible deposits up to EUR 100,000 per depositor per institution, with higher temporary coverage possible in defined cases under law. Product terms, eligibility, and documentation requirements vary by customer segment; prospective clients should review the current tariff, key information documents, and contractual conditions on the bank’s official channels before opening accounts or entering credit or investment agreements.