Raiffeisenbank Region Baden eGen products, services and reviews

About Raiffeisenbank Region Baden eGen

Raiffeisenbank Region Baden eGen is a regional cooperative bank serving the Baden area of Lower Austria within the Austrian Raiffeisen network’s decentralized structure. It offers standard retail and small-business services, including current and savings accounts, domestic and SEPA payments, debit and credit cards via group partners, term deposits, consumer loans, mortgages, and corporate financing; it also distributes investment and securities services, custody, leasing, and insurance products provided through affiliated group companies. Access is available through local branches and self-service zones, ATMs on the Austrian Bankomat network, and the group’s online and mobile banking platform (Mein ELBA) with PSD2-compliant two-factor authentication. As an Austrian credit institution, it is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank and participates in the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH), covering eligible deposits up to EUR 100,000 per depositor per bank. Pricing follows published fee schedules with account packages and service-based charges; interest rates and conditions are set locally and can change with market factors and credit assessment. Account opening typically requires identification and residency documentation, with credit checks for lending; onboarding can be initiated online or in branch subject to verification requirements. The bank’s regional focus concentrates decision-making and relationship management locally, while international capabilities are largely limited to SEPA and selected services available via Raiffeisen group entities. Prospective customers should review the current price list, product terms, and eligibility criteria before proceeding.