Raiffeisenbank Region Gallneukirchen eGen products, services and reviews

About Raiffeisenbank Region Gallneukirchen eGen

Raiffeisenbank Region Gallneukirchen eGen is a local Austrian cooperative bank based in Gallneukirchen, Upper Austria, operating as part of the Raiffeisen Bankengruppe Oberösterreich with Raiffeisenlandesbank Oberösterreich AG acting as the central institution. It focuses on retail, small business, and agricultural customers in the surrounding Urfahr-Umgebung region, offering current accounts, savings and term deposits, payment services, consumer and housing finance, and business lending; investment and securities services are distributed via the Raiffeisen group, and insurance is brokered through group partners. Access is provided through regional branches with self-service zones and ATMs, along with online and mobile banking via the group’s digital platforms; payment cards typically include a Debit Mastercard with contactless capability and support for common e-commerce and mobile payment solutions depending on card setup. The bank executes SEPA credit transfers and direct debits, supports domestic EPS online payments, and may offer SEPA Instant depending on account and channel; accounts use Austrian IBANs (AT). As a licensed credit institution under Austrian law, it is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Eligible deposits are protected by the statutory Austrian deposit guarantee (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per depositor and bank; cooperative member shares are not covered by deposit insurance. Fees and interest conditions vary by product and package and are published in the bank’s schedule of charges; investment and advisory services follow MiFID II requirements, and lending is subject to affordability and AML/KYC checks. Financial statements are prepared under Austrian GAAP and filed in the commercial register.