Raiffeisenbank Region Graz Nord eGen products, services and reviews

About Raiffeisenbank Region Graz Nord eGen

Raiffeisenbank Region Graz Nord eGen is a registered cooperative bank operating in the northern Graz area of Styria and forms part of the Raiffeisen Bankengruppe in Austria. It provides core retail and small-business services such as current accounts, savings and term deposits, consumer and housing finance, payment cards, and standard cash and payment services; for business clients it typically offers liquidity management, account packages, and financing solutions, with investment and insurance brokerage and merchant services available via group or external partners. Accounts use Austrian IBANs with SEPA transfers supported; cross-border payments outside SEPA are generally possible subject to fees and conditions. Digital access is provided through Raiffeisen’s online and mobile platforms (Mein ELBA for individuals and ELBA-business for companies) with two-factor authentication and 3D Secure for card transactions, while branch-based services are maintained within its local market. As an eGen cooperative, membership is available by subscribing cooperative shares that provide voting rights at the general assembly; membership is separate from being a customer and subject to specific terms. Deposits are covered by the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per eligible depositor, and the bank operates under the Austrian Banking Act (BWG) with supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank; additional sectoral support mechanisms exist within the Raiffeisen group. Pricing commonly follows package-based account models with monthly fees and charges for selected transactions; interest rates, fees, and lending conditions are published in the bank’s schedule and updated periodically. Primary service language is German, and branch hours and availability vary by location; prospective customers should consult current tariffs, product conditions, and membership documentation before opening accounts or subscribing shares.