Raiffeisenbank Schwertberg eGen products, services and reviews

About Raiffeisenbank Schwertberg eGen

Raiffeisenbank Schwertberg eGen is a member-owned cooperative bank based in Schwertberg, Upper Austria, operating within the Raiffeisen Banking Group and the Raiffeisenlandesbank Oberösterreich network. It serves retail and small business customers with current and savings accounts, term deposits, payment services within SEPA, cash services, and financing products including overdrafts, consumer and housing loans, and SME working-capital and investment loans. Investment and securities services, fund savings plans, building-society contracts, leasing, and insurance solutions are provided directly or via affiliated Raiffeisen entities. Access is available through a local branch and self-service zones as well as the group’s online and mobile banking platform (Mein ELBA) with strong customer authentication aligned to PSD2. Fees, rates, and lending decisions follow published conditions and internal credit assessments, and may vary by customer profile and product. The bank participates in Austria’s statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.) covering eligible deposits up to EUR 100,000 per depositor under ESAEG, is supervised by the Austrian Financial Market Authority with involvement of the Oesterreichische Nationalbank, and belongs to the Raiffeisen institutional protection scheme. As a cooperative (eGen), governance is based on local membership with voting rights exercised in the general assembly. Prospective clients should review the bank’s pre-contractual information, fee schedules, and risk disclosures; investment products can fluctuate in value and may result in loss.