Raiffeisenbank St. Marien eGen products, services and reviews

About Raiffeisenbank St. Marien eGen

Raiffeisenbank St. Marien eGen is a local cooperative bank based in Sankt Marien, Upper Austria, operating within the Raiffeisen Banking Group Austria. As a registered cooperative (eGen), it focuses on retail and small-business banking in its catchment area and offers current accounts, savings products, payment cards, consumer and housing loans, and advisory services. Customers typically access services via the Raiffeisen Mein ELBA online and mobile banking platforms with PSD2-compliant two-factor authentication and SEPA payment capability, and use the nationwide Bankomat/ATM network and POS acceptance through group arrangements; cards generally support contactless payments and may be enabled for common mobile wallets depending on issuer settings and device eligibility. Business clients have access to basic cash management, financing, and merchant services via Raiffeisen group partners, while investment funds, securities custody/brokerage, and building-society savings are available through affiliated entities such as Raiffeisen Capital Management and Raiffeisen Bausparkasse; insurance products are typically distributed in cooperation with UNIQA. Deposits are protected under Austrian law (ESAEG) up to EUR 100,000 per eligible depositor via Einlagensicherung AUSTRIA, and the bank is subject to prudential supervision by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Fees apply to most products and services and are published in the bank’s schedule of charges; product features, interest rates, and eligibility (including options for online account opening) vary by customer segment and are subject to change. The institution serves its market through its branch in St. Marien and digital channels, operates in German, and issues accounts under the Austrian IBAN format (AT…).