Raiffeisenbank St. Martin-Lofer-Weißbach eGen products, services and reviews

About Raiffeisenbank St. Martin-Lofer-Weißbach eGen

Raiffeisenbank St. Martin-Lofer-Weißbach eGen is a locally focused Austrian cooperative bank serving private clients, small businesses, and agricultural enterprises in the Saalachtal region. As an eingetragene Genossenschaft, it is owned by member-shareholders and operates within the Raiffeisen Banking Group, under Austrian banking regulation and supervision by the Financial Market Authority and the Oesterreichische Nationalbank. The bank offers standard retail services including current and savings accounts, domestic and SEPA payments, debit cards, and cash services via its own counters and the wider Raiffeisen ATM network; credit cards are typically issued through group partnerships. Lending covers consumer loans, overdrafts, housing and construction financing, and business credit lines. Investment and securities services, including custody accounts and mutual funds, are available through Raiffeisen group providers, alongside building-society savings products and insurance distributed via affiliated partners. Digital banking is provided through the Raiffeisen online and mobile platforms with two-factor authentication and 3‑D Secure for card payments. Pricing varies by account package and service, with fees and interest conditions published in the bank’s schedule of charges. Customer onboarding and transactions follow Austrian KYC/AML rules. Deposits are protected up to the statutory limit under Austrian law (generally EUR 100,000 per depositor, per bank). Product availability and lending decisions are subject to eligibility, credit checks, and local legal requirements.