Raiffeisenbank Timelkam-Lenzing-Puchkirchen eGen products, services and reviews

About Raiffeisenbank Timelkam-Lenzing-Puchkirchen eGen

Raiffeisenbank Timelkam-Lenzing-Puchkirchen eGen is a regional cooperative bank in Upper Austria serving households, self-employed customers, and small to mid-sized businesses in and around Timelkam, Lenzing, and Puchkirchen. It offers standard retail and business services such as current and savings accounts, payment services, debit and credit card solutions, consumer and housing loans, SME and agricultural financing, and distribution of insurance and investment products via Raiffeisen group partners. Access is provided through local branches, the Austrian Bankomat ATM network and Raiffeisen ATMs, and the group’s online and mobile banking platform for day-to-day transactions, SEPA payments, and international transfers. As a cooperative (eGen), it is owned by members with voting rights at the general assembly and is integrated into the Raiffeisen sector’s institutional protection scheme; it is supervised under Austrian banking law by the FMA and the OeNB. Eligible deposits are protected up to EUR 100,000 per depositor by Einlagensicherung Austria in line with EU rules. Pricing generally follows package-based account models with monthly fees and transaction charges typical for the domestic market; lending conditions depend on creditworthiness, collateral, and product structure. Notable characteristics include local market focus and integration into the nationwide Raiffeisen network, while limitations include a geographically concentrated footprint and conditions that vary by package and advisory outcome. Prospective customers should review current tariffs, interest rates, and product documentation before entering into any agreement.