Raiffeisenbank Unken eGen products, services and reviews

About Raiffeisenbank Unken eGen

Raiffeisenbank Unken eGen is a local Austrian cooperative bank based in Unken (Salzburg) and part of the Raiffeisen Banking Group Austria. Organized as a registered cooperative (eingetragene Genossenschaft), it is owned by member‑shareholders and focuses on the surrounding region. It operates under an Austrian banking license and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Deposits are protected up to EUR 100,000 per depositor under the statutory Austrian deposit guarantee scheme in line with EU rules, and the bank participates in the Raiffeisen sector’s institutional protection framework. The offering covers current accounts, savings and term deposits, consumer and housing loans, payment services, debit and credit cards, and distribution of investment and insurance products via group companies; for businesses, it provides accounts, payments, liquidity financing, and merchant services. Access is via a local branch and self-service ATM, complemented by online and mobile banking on the Raiffeisen platform with PSD2-compliant strong customer authentication, SEPA transfers, standing orders, electronic statements, and card controls. Pricing follows account packages with monthly maintenance and itemized fees for specific services; the detailed tariff list and standardized Fee Information Document are available on the bank’s website. Service is primarily in German, and operations rely on Raiffeisen group infrastructure for payments and cards. As with other decentralized Raiffeisen banks, product scope, rates, and digital features are set locally and can differ from other entities within the network.