Raiffeisenbank Weissachtal eGen products, services and reviews

About Raiffeisenbank Weissachtal eGen

Raiffeisenbank Weissachtal eGen is a locally oriented Austrian cooperative bank operating within the Raiffeisen Bankengruppe Österreich, organized as an eingetragene Genossenschaft (eGen) owned by its members and governed by a management board and a supervisory board under applicable cooperative statutes. It offers standard retail and small business banking services, including current and savings accounts, payment services (SEPA transfers, standing orders, and direct debits), debit and credit cards, consumer and mortgage lending, and working capital and investment financing for enterprises; securities custody and investment products, as well as insurance brokerage, are typically provided directly or via group affiliates. Distribution is branch-based within its defined catchment area, complemented by the Raiffeisen group’s online and mobile banking channels; ATM access is available through the broader Raiffeisen network and domestic schemes. Pricing follows a published fee schedule that may include account maintenance, payment transaction, and card charges; lending rates and conditions depend on creditworthiness and collateral. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.), and the bank is subject to prudential and conduct supervision under Austrian law, including oversight by the Financial Market Authority and the Oesterreichische Nationalbank. Membership in the cooperative is available through the subscription of cooperative shares, granting voting rights and potential member-related benefits according to the bank’s statutes; services are primarily provided in German and are focused on domestic needs, with product availability and features determined by local policies and group standards.