Raiffeisenkasse Schlitters, Bruck und Straß registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenkasse Schlitters, Bruck und Straß registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenkasse Schlitters, Bruck und Straß registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank in Tyrol serving households, small businesses, and agriculture in and around Schlitters, Bruck am Ziller, and Strass im Zillertal. As part of the Raiffeisen Bankengruppe Österreich and the regional Raiffeisenverband, it operates under the Austrian Banking Act and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. The institution offers standard retail and SME products, including current accounts, savings and term deposits, payment services (SEPA transfers, standing orders, direct debits), debit and credit cards, cash services, consumer and housing loans, overdrafts, and financing for local enterprises. It distributes group-linked services such as investment funds and savings plans via Raiffeisen Capital Management, building-society contracts via Raiffeisen Bausparkasse, and insurance brokerage through partnered insurers. Digital access is provided via the Raiffeisen online and mobile banking platforms with strong customer authentication, e-statements, and PSD2-enabled third‑party access; branch and ATM services are available through the Raiffeisen network. Pricing follows the common Austrian model of account packages with monthly maintenance fees and separate charges for cards and selected transactions; rates and conditions are set locally and can differ from other Raiffeisen banks. As a cooperative, customers can become members by subscribing cooperative shares, with governance via a management board and supervisory board; any member returns on cooperative shares are not guaranteed. Eligible deposits are protected by the Austrian statutory deposit guarantee (Einlagensicherung Austria GmbH) up to EUR 100,000 per depositor, and the bank participates in the Raiffeisen institutional protection scheme designed for early intervention. Account opening typically requires standard identification and residency documentation; service is primarily in German, with digital tools supporting common payment standards used in Austria.