Sparkasse Mühlviertel-West Bank Aktiengesellschaft products, services and reviews

About Sparkasse Mühlviertel-West Bank Aktiengesellschaft

Sparkasse Mühlviertel-West Bank Aktiengesellschaft is a regional Austrian savings bank operating in the Mühlviertel area of Upper Austria, organized as a joint-stock company and aligned with the national Sparkassen network. It offers retail and small-business banking services including current accounts, savings and term deposits, debit cards, credit cards via partner issuers, consumer loans, mortgages, and SME financing, alongside investment and securities custody services connected to the Erste Group ecosystem and insurance broking through third parties. Customers can access services through local branches and ATMs as well as online and mobile banking via the George and George Business platforms, with standard PSD2 strong customer authentication and support for SEPA payments and popular mobile wallets such as Apple Pay and Google Pay. Pricing follows the Austrian model of package accounts and published fee schedules for account maintenance, cards, and transfers; interest rates are variable and subject to change. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Sparkassen institutional protection scheme with Erste Group, and is covered by the statutory deposit guarantee via Einlagensicherung AUSTRIA GmbH up to EUR 100,000 per depositor per bank; securities services are subject to market risk and are not deposit-guaranteed. Account opening typically requires standard identification and residence documentation, and non-resident onboarding may be restricted. The branch footprint is local, with nationwide and cross-border services delivered through electronic channels.